De hypotheek
Example: We hebben een hypotheek afgesloten voor ons nieuwe huis.
Definition
"De hypotheek" refers to a legal agreement where a borrower pledges property, usually real estate, as security for a loan, typically used to purchase a home. It allows the lender to claim the property if the borrower fails to repay the loan as agreed.
Etymology
"De hypotheek" originates from the Greek word 'hypotheke,' meaning 'a deposit' or 'pledge.' It passed into Latin as 'hypotheca' and later into Dutch as 'hypotheek.' Did you know? The word literally means 'under a pledge,' reflecting the borrower’s property being under the lender's control until the loan is repaid.
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"De hypotheek" appears in the Vocaplus list "Dutch - Finance - (A1-C2) - set 1", containing 150 commonly used words.
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