La hipoteca
Example: La hipoteca de su casa tiene un interés muy bajo.
Definition
"La hipoteca" refers to a loan specifically used to purchase real estate, where the property itself serves as collateral. It involves monthly payments over a set period, allowing the borrower to own the home once fully paid, as in the phrase: 'La hipoteca de su casa tiene un interés muy bajo.'
Etymology
The word "hipoteca" originates from the Greek word 'hypothēkē,' meaning 'pledge' or 'security.' It passed through Latin 'hypotheca' before entering Spanish. Did you know? The term historically referred to a deposit or guarantee, which perfectly fits its financial meaning today.
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"La hipoteca" appears in the Vocaplus list "Spanish - Finance - (A1-C2) - set 1", containing 150 commonly used words.
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