Il mutuo ipotecario
Example: Ho deciso di chiedere un mutuo ipotecario per comprare casa.
Definition
"Il mutuo ipotecario" is a type of loan specifically granted for purchasing real estate, where the property itself serves as collateral. It typically involves a long-term repayment plan with interest, allowing individuals to finance home ownership while securing the lender’s interest.
Etymology
The term "il mutuo ipotecario" comes from Italian, where "mutuo" means loan or borrowing, and "ipotecario" relates to a mortgage or pledge. Originally, it stems from Latin roots: "mutuus" meaning borrowed and "hypotheca" meaning pledge. Did you know? The concept of mortgages dates back to Roman law, emphasizing security for lenders.
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"Il mutuo ipotecario" appears in the Vocaplus list "", containing 150 commonly used words.
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the mortgage loan