Il rischio di credito
Example: Le banche valutano attentamente il rischio di credito dei clienti.
Definition
"Il rischio di credito" refers to the possibility that a borrower will fail to repay a loan or meet contractual debt obligations, causing financial loss to the lender. It is a key concept in finance that banks and institutions evaluate when assessing client creditworthiness.
Etymology
The phrase "il rischio di credito" comes from Italian, where "rischio" means risk, and "credito" means credit. It reflects the concept of risk associated with lending money, rooted in Latin: "riscare" (to risk) and "creditum" (loan or trust). Did you know? The term captures the fundamental uncertainty in financial transactions.
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"Il rischio di credito" appears in the Vocaplus list "", containing 150 commonly used words.
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the credit risk