El risc de crèdit
Example: El risc de crèdit augmenta quan el client no paga a temps.
Definition
"El risc de crèdit" refers to the possibility that a borrower or counterparty will fail to meet their financial obligations as agreed, leading to a loss for the lender or investor. This risk increases when clients do not pay on time or default on loans.
Etymology
The phrase "el risc de crèdit" comes from Catalan, where "risc" means risk, and "crèdit" means credit. The concept originates from financial terminology used to describe the potential danger involved in lending money or extending credit, highlighting the chance of non-payment.
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"El risc de crèdit" appears in the Vocaplus list "Catalan - Finance - (A1-C2) - set 1", containing 150 commonly used words.
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