Le risque de crédit
Example: Le risque de crédit augmente avec les prêts non garantis.
Definition
"Le risque de crédit" refers to the potential likelihood that a borrower will fail to repay a loan or meet contractual debt obligations, causing financial loss to the lender. It is a key concept in finance that assesses the possibility of default on credit agreements.
Etymology
The term "le risque de crédit" comes from French, where "risque" means risk or danger, and "crédit" relates to credit or trust. It directly translates to 'credit risk,' a phrase used worldwide in financial contexts to describe the uncertainty of repayment. Did you know that the concept of credit risk has been recognized since ancient times, as lending always involved the chance of loss?
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"Le risque de crédit" appears in the Vocaplus list "French - Finance - (A1-C2) - set 1", containing 150 commonly used words.
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