El riesgo crediticio
Example: El riesgo crediticio afecta la aprobación de nuevos préstamos bancarios.
Definition
"El riesgo crediticio" refers to the possibility that a borrower will fail to repay a loan or meet contractual debt obligations, which impacts the approval of new bank loans and financial decisions.
Etymology
The term "el riesgo crediticio" combines the Spanish word "riesgo," meaning risk or danger, with "crediticio," derived from "crédito," meaning credit. Its roots trace back to Latin, with "risicum" for risk and "creditum" for loan or trust, reflecting financial uncertainty.
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"El riesgo crediticio" appears in the Vocaplus list "Spanish - Finance - (A1-C2) - set 1", containing 150 commonly used words.
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